“There is a bank called the ‘favor bank’. It works just like other banks. Always make sure you have a balance in case you need to make an emergency withdrawal.”
– Richard Harney (Steve’s Dad)

In the current market, it is sometimes easy to forget to consider the needs of the other person. We may be so concerned about our own personal survival that we forget the ramifications of our actions. It is times like these that we must not fall victim to that behavior. We need each other more now than ever. Reach out and help a fellow agent. Step back and allow someone else to shine. When this time has passed, and it will, we will look back at those who helped us through this mess. And, like any group that was forced to fight adversity, the bonds will be deep and lifelong. As history has shown, when battles are won, the heroes gather together in cheer while the cowards sling away into the night. Do something heroic today!!