The KCM Blog

February 2010

KCM Weekend Library Links

February 13, 2010

Hey KCM Community! This weekend we’re breaking down our “Library Links” into categories.  Hopefully this will make it easier for you to sort through the information, and more efficient for you to find what you’re looking for. If you have any suggestions, comments, or if you just wanted to let us know how your week [...]

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Upper End Foreclosures Stacking Up

February 12, 2010

Last month I posted Are Foreclosures Coming to the Luxury Market? Well apparently they are. In an article from Housing Wire, Fitch Ratings reported on jumbo mortgages (where the initial principal amount is above the $417,000 conventional loan limit set by Fannie Mae and Freddie Mac. In higher-priced markets the limit is $729,750): The new [...]

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Buyers and Sellers Team Up on Financing

February 11, 2010

Let’s start with the premise that buyers do NOT buy big ticket items (like a home or a car) based on its sales price; rather, they buy based on their proposed monthly payment (or cost). Additionally, when looking to sell your home with so much availability of homes on the market, the biggest challenge a [...]

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HAFA Helping Homeowners: A Guide to Short Sales

February 10, 2010

Today’s post is dedicated to helping families find an alternative to foreclosure, and helping them return to the goal of homeownership more quickly; therefore, we are emphasizing the brochure developed by the National Association of Realtors (NAR) that nicely summarizes the existing HAFA Program. On November 30, 2009, the Obama Administration released guidelines and uniform [...]

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Homeownership: Still the American Dream

February 9, 2010

There seems to be a long held American belief currently under attack. For over two hundred years, homeownership in this country was a desire of almost every American family.  Recently however, more and more people have been pontificating on the fact that owning your own home should never have been held in such high regard. [...]

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Let’s Look Past the Headline

February 8, 2010

Some Hopeful Signs in Home Prices NPR – January 26, 2010 Reports Suggest Housing Market Stabilizing Philadelphia Inquirer – January 27, 2010 U.S. Economy: Home Prices, Confidence Climb Further From Abyss Business Week – January 26, 2010 If you read today’s headlines, you might believe that house prices in this country are stabilizing. As usual, [...]

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