The KCM Blog

April 2010

What Exactly is a Strategic Default?

April 7, 2010

There is more and more conversation regarding strategic defaults. And that only makes sense since the number of borrowers deciding to take this path is increasing exponentially. What is a strategic default? Let’s first define strategic default in simple terms. According to Wikipedia: A strategic default is the decision by a borrower to stop making [...]

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The Impact of Unemployment on Real Estate

April 6, 2010

The current real estate market is much like a Rubik’s cube. Once you think you have it figured out, you look at it from another angle and find out you still don’t have it right. There are many factors complicating the current market. I want to address one of those factors today – UNEMPLOYMENT. When [...]

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Real Estate: No Wonder We’re All Screwed Up!

April 5, 2010

Whenever a market is evolving rapidly, the most difficult thing to do is keep up with the changes. A home seller or a home buyer in today’s real estate market must make sure that they understand what is happening and why it is happening. They can then guarantee that they are making an informed decision [...]

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KCM Weekend Library Links

April 2, 2010

Interested in knowing what’s been going on in the real estate market as of late?  Check out our KCM Weekend Library Links below, and see all the real estate articles that we’ve shared over our Blog, Twitter and Facebook the past week.  There is a lot of information floating around out there, so we’ve done [...]

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Will the Fed’s Exit Impact Home Prices?

April 2, 2010

The Fed has withdrawn from purchasing mortgage-backed- securities and will be exiting from the Homebuyer’s Tax Credit after April 30, 2010 (the date the property must be in contract). Many people are talking about the affect these moves will have on purchasers. We should also be looking at how the ending of these programs will [...]

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Housing in 2010: Supply Will Grow, Demand Will Slow

April 1, 2010

When we talk about future pricing on any item we must look ahead and determine two things: supply and demand. It is a rather simple concept but one that often is forgotten when we talk about real estate. In a blog post last week titled Pricing a House in Today’s Real Estate Market, I touched [...]

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