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September 2010

Who Actually Works On Your Mortgage File?

September 30, 2010

One thing I have learned is that many customers meet with a loan officer and fill out an application and then they feel like they enter a black hole. They don’t know “what happens next” or “who all these people are”. Today, I thought I might shed some light on the typical roles and responsibilities [...]

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Is It Time To Buy a Second/Vacation Home?

September 29, 2010

All you read in the news today is that real estate prices have fallen dramatically in many areas. However, are lower prices a chance for purchasers to buy that second/vacation/retirement home they always dreamed of owning? We want to look at the second home buyer and see whether the current market presents a tremendous opportunity [...]

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House Prices: What Impact Will Foreclosures Have?

September 28, 2010

Foreclosures have had a major impact on house prices over the last several years. The next six months will again see a flood of distressed property inventory coming to the market. Will this cause a ‘double dip’ in home values as some are predicting? We want to take a very objective look at this issue [...]

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Why Did Your Parents Buy Their Home?

September 27, 2010

We are in an interesting time in real estate. Every decision we make about our housing options seems to be tied to money. Articles are written explaining that prices will still drop and therefore buying a home makes no sense. Some people have judged whether living in their home over the last ‘x’ amount of [...]

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Simple Yet Beautiful

September 24, 2010

We write everyday on the housing market. We quote the Wall Street Journal, Moody’s Economy and a whole assortment of like resources. Today, we want you to hear what another type of expert on homeownership has to say. We’re sharing a comment we received from a reader earlier in the week. The author, to our [...]

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Look at the Cost, Not Just the Price

September 23, 2010

An interesting thing happened last week. For the first time since April, the interest rate for a 30 year fixed mortgage increased two weeks in a row. It didn’t increase much (.05%) but it was news because it had been so long since rates have ticked up. It will be interesting to see what the Fed reports [...]

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