The KCM Blog

July 2011

Why You Need a Good Negotiator in Today’s Market

July 29, 2011

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Should You Be LOCKING Your Loans?

July 28, 2011

Should you lock in the interest rate on your mortgage? A couple of things to consider: 1. While I am confident that the Debt Ceiling Debate will be settled (whether it’s for six months or a year), my greater concern is the growing belief that the ratings agencies are looking at downgrading our government’s bonds from [...]

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Thank God I Didn’t Buy Gold at $400 an Ounce

July 27, 2011

We hope that headline grabbed you. The reason we used it was to bring some perspective to the debate as to whether or not homeownership is a wise investment in today’s troubled market. A family should never look at the purchase of a home simply as a financial investment. It is so much more than [...]

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Distressed Property Sales: Down…But Not Out

July 26, 2011

There has been much written about the falling inventories of distressed properties in many market places. Some have looked at the decreasing percentage of distressed property sales reported by the National Association of Realtors over the last four months as a sign that we are finally cleaning out the last remnants of the foreclosures. If [...]

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A 14% Home Mortgage Rate?

July 25, 2011

We have written on the long term impact that the new mortgage guidelines known as ‘Qualified Residential Mortgage’ (QRM) will have on the cost of financing a home. However, it seems that these expenses are already beginning to creep into lending. The QRM guidelines are much more rigid than those used in the last year. Though [...]

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20% Down Payment: The Impact

July 22, 2011

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