The KCM Blog

December 2011

A Better Indicator of a Healthy Market: Liquidity

December 13, 2011

Today, we are again honored to have Ken H. Johnson, Ph.D. — Florida International University (FIU) and Editor of the Journal of Housing Research as our guest blogger. To view other research from FIU, visit http://realestate.fiu.edu/. – The KCM Crew What is the definition of a healthy housing market?  Is it a housing market in which home [...]

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Where Are the Generation Y Home Buyers?

December 12, 2011

Many buyers are delaying a decision to purchase a home because of the volatility of the real estate market. There is no larger category exhibiting this behavior than those of  Generation Y. To define this segment of the population, we go to Wikipedia: Generation Y, also known as the Millennial Generation (or Millennials), Generation Next, [...]

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Houses Are On Sale Across the Country

December 9, 2011

InfoGraphic The graphic depicts pricing of all homes from their ‘peak through current declines’ as per Case Shiller. This index looks at prices in 20 major metropolitan areas. Each market peaked at different times. Therefore, the InfoGraphic doesn’t cover one segment of time. Here is a site where you can see when each market actually [...]

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Common Sense Isn’t Common Practice

December 8, 2011

It used to be that there was logic applied in the world of mortgage lending. An appraiser determined the value of a home by the axiom, “what a reasonable buyer would pay a reasonable seller”. An underwriter weighed the plusses and minuses of a file (after analyzing the income, the assets, the credit profile and [...]

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Do Subprime Concentrations Lead to Other Foreclosures?

December 7, 2011

We are again honored to have Ken H. Johnson, Ph.D. — Florida International University (FIU) and Editor of the Journal of Housing Research as our guest blogger. To view other research from FIU, visit http://realestate.fiu.edu/. – The KCM Crew Does the presence of a cluster of subprime mortgages in a neighborhood lead to a greater likelihood of [...]

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Real Estate as a Hedge against Inflation

December 6, 2011

We haven’t heard a lot about inflation recently. However, prices have started to creep upward over the last year. As examples, here are a few categories that increased from November 2010 to November 2011: Food at home – up 6.2% Housing fuels and utilities – up 3.5% Transportation – up 9.2% Today, we want to [...]

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