The KCM Blog

Uncategorized

5 Things That Still Tick Me Off…

November 10, 2011

1.) When Loan Officers issue pre-approvals without reviewing the relevant bank statements, pay stubs, and tax returns. We all know that virtually every loan program requires these documents and that underwriters examine them closely. Loan Officers should obtain these documents and address potential challenges (like large deposits, payroll deductions, and unreimbursed expenses) up front. Issuing [...]

Read the full article →

Underwater Refinance Program Expanded

October 27, 2011

At a campaign stop in Nevada on Monday, President Obama announced an expansion of the HARP (Home Affordable Refinance Program) which would eliminate the current maximum LTV of 125%. The initiative is being looked at as a way to reward those homeowners who have been good payers of their mortgages but, because of declining home [...]

Read the full article →

Attention All Real Estate Professionals…

October 13, 2011

To register for this webinar, click on the image above. Share

Read the full article →

A Follow-up To Yesterday’s Blog

October 13, 2011

Yesterday, Steve Harney expressed his thoughts on how homeownership is being impacted in this country. Some believed that Steve thought the American people where losing faith in the importance of owning a home. That is not the case. He just worries about how housing policies may impact our neighbors and our neighborhoods. Here is a blog [...]

Read the full article →

Education, Experience, or Both?

October 10, 2011

Today, we are again honored to have Ken H. Johnson, Ph.D. — Florida International University (FIU) and Editor of the Journal of Housing Research as our guest blogger. To view other research from FIU, visit http://realestate.fiu.edu/. – The KCM Crew The Research What role does education play in producing a successful real estate agent?  This question has [...]

Read the full article →

Does Previous Sales Experience Matter?

September 28, 2011

Today, we are again honored to have Ken H. Johnson, Ph.D. — Florida International University (FIU) and Editor of the Journal of Housing Research as our guest blogger. To view other research from FIU, visit http://realestate.fiu.edu/. – The KCM Crew The Research Is it possible to predict who will be a high commission income earner in real [...]

Read the full article →