The KCM Blog

Why Deals Die

January 26, 2012
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I have seen estimates stating that 29% of deals that go to contract and require a mortgage, don’t close. That number boggles my mind. It means that even after a buyer and seller come to terms on a sale (not an easy feat these days), 3 out of 10 transactions fall apart. What are some [...]

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Another Bear Turns Bullish on Real Estate

January 25, 2012
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Two weeks ago, we posted When the Prophet Says Buy – BUY! In that post, we explained that a major bear on housing, John R. Talbott, is now bullish on the real estate market. Last week, another bear turned bull. Chris Thornberg, a former UCLA economist and a founding principal of Beacon Economics, was very [...]

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Real Estate 2012: Many Positive Outlooks

January 24, 2012
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There is a growing belief among many experts that 2012 will be the year housing turns the corner and starts heading in a more positive direction. Whenever we write a post like this, we unleash the hordes of critics who say we are again wearing rose colored glasses or are puppets being controlled by the [...]

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Belief That “Now Is the Time to Buy” by Age Group

January 20, 2012
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InfoGraphic Share

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What Value Does Your Loan Officer Add?

January 19, 2012
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For the longest time, I have listened to other loan officers talk about why people should do business with them; and 95% of the time their presentations boil down to three things – price, product, and service. On the pricing front, they talk about low interest rates and/or closing costs; on the product side, they [...]

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Where Are House Prices Headed in 2012?

January 18, 2012
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There is no shortage of opinions as to where home prices are headed in 2012. From Clear Capital’s expectation that prices will show a ‘slight uptick’ this year to Fitch’s projection that prices ‘will fall another 13 percent’, there seems to be no consensus as to where real estate values are headed. How can there [...]

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