The KCM Blog

Dean Hartman

Who’s the Quarterback?

February 2, 2012

Given that it’s Superbowl Week (Go Giants!), I thought we might go with a football theme today. I can’t tell you how many different people I hear proclaim that they are the quarterback of the real estate transaction – the agent, the loan officer, an attorney, accountant or financial planner. But for goodness sake, the [...]

Read the full article →

What Value Does Your Loan Officer Add?

January 19, 2012
Thumbnail image for What Value Does Your Loan Officer Add?

For the longest time, I have listened to other loan officers talk about why people should do business with them; and 95% of the time their presentations boil down to three things – price, product, and service. On the pricing front, they talk about low interest rates and/or closing costs; on the product side, they [...]

Read the full article →

The Power of Assumability

January 12, 2012
Thumbnail image for The Power of Assumability

One of the rarely touted advantages of people taking FHA mortgages today is the fact that they are assumable. What that means is, when the FHA homebuyer of today is looking to sell his home, a qualified purchaser can “take over” their loan. Most people believe that interest rates will return to a “normal” range [...]

Read the full article →

Mortgage Predictions for 2012

January 5, 2012
Thumbnail image for Mortgage Predictions for 2012

It’s the time of year that we look ahead and attempt to give our best guesses about the market, the industry, and the effects they may have. So, here are my thoughts about the mortgage world: Interest Rates Should Be Stable With a faltering economy nationally and worldwide, including pessimistic estimates for employment, there is [...]

Read the full article →

How Your Agent Markets Themselves Indicates How They Will Market Your Home

December 22, 2011

With the glut of available homes on the market, how your home is marketed is the biggest factor in determining how quickly it will sell (assuming the price is reasonably presented). A real estate agent’s marketing plan should be the most crucial determinant in deciding who to list your home with. But, how can you [...]

Read the full article →

Why Involve a LENDER in the Home Selling Equation?

December 15, 2011

One thing many real estate agents have learned is the importance of having a team of professionals to facilitate a smooth transaction. Having a lending expert on the team, can make available the following services to you…all for FREE: They stand ready to screen all potential buyers. Today’s lending landscape is a rapidly changing environment. [...]

Read the full article →

← Previous Entries